Over the years I have wanted to find a guru, or Spiritual Mentor.
Some one I can confide in to help me over come my short comings and further progress the 7 psychic circles.

TUB is not very clear on the exact requirements on the seven circles, and I believe part of the reason is that we would not start comparing our progress with others.

“But it is sad to record that so few persons on Urantia take delight in cultivating these qualities of courageous and independent cosmic thinking.” (16:6.9)

Thats true, but they give us alot of hints as to what the different levels are all about. It's likely that most of us 99 percent are in the 7th circle area. I would imagine some elderly are in the 6th or perhaps 5th circle, but I doubt many humans on our world get any further than 5th, but I could be wrong.

...

So if very few people are thinking cosmically, than its hard to imagine that any more than a few mortals have progressed the cosmic circles to any degree.

110:7.1 The achievement of the seven cosmic circles does not equal Adjuster fusion. There are many mortals living on Urantia who have attained their circles; but fusion depends on yet other greater and more sublime spiritual achievements, upon the attainment of a final and complete attunement of the mortal will with the will of God as it is resident in the Thought Adjuster.

Based on that, I'd say that it is, indeed, possible to reach the first circle on Urantia.

(1210.10) 110:6.15 The first circle. The Adjuster cannot, ordinarily, speak directly and immediately with you until you attain the first and final circle of progressive mortal achievement. This level represents the highest possible realization of mind-Adjuster relationship in the human experience prior to the liberation of the evolving morontia soul from the habiliments of the material body. Concerning mind, emotions, and cosmic insight, this achievement of the first psychic circle is the nearest possible approach of material mind and spirit Adjuster in human experience.

One must not forget that a 1st circler will also be utilizing the cosmic mind, and therefor be experiencing the following awareness.

(196.11) 16:9.15 Is it strange that the cosmic mind should be self-consciously aware of its own source, the infinite mind of the Infinite Spirit, and at the same time conscious of the physical reality of the far-flung universes, the spiritual reality of the Eternal Son, and the personality reality of the Universal Father?

1213.4) 110:7.9 While the voice of the Adjuster is ever within you, most of you will hear it seldom during a lifetime. Human beings below the third and second circles of attainment rarely hear the Adjuster’s direct voice except in moments of supreme desire, in a supreme situation, and consequent upon a supreme decision.

(1213.1) 110:7.6 But with the vast majority of Urantians the Adjuster must patiently await the arrival of death deliverance; must await the liberation of the emerging soul from the well-nigh complete domination of the energy patterns and chemical forces inherent in your material order of existence. The chief difficulty you experience in contacting with your Adjusters consists in this very inherent material nature. So few mortals are real thinkers; you do not spiritually develop and discipline your minds to the point of favorable liaison with the divine Adjusters. The ear of the human mind is almost deaf to the spiritual pleas which the Adjuster translates from the manifold messages of the universal broadcasts of love proceeding from the Father of mercies. The Adjuster finds it almost impossible to register these inspiring spirit leadings in an animal mind so completely dominated by the chemical and electrical forces inherent in your physical natures.

Yea of coarse its possible, its just there are very few of these people. Finding one would be like trying to find a needle in a haystack, I wouldn't go around searching the world for one you're entire life. I have never met a human being, nor heard of a human being who talks directly to their thought adjuster. I have heard some reader's claim it, but the ones who have claimed it have IMO proven to be the most unfruitfull of all urantia book reader's therefor it was pretty obvious they just ignorantly claimed this title.

So in using the Urantia book we can sort of get a picture of what these people would be like, clearly they would be superhuman. They would be functioning on the superhuman levels of moralality, spirituality, and intellect.